Products and Services

Legal Shield

Mike is an Independent Associate of Legal Shield which protects its members from identity theft and provides legal services at no charge for things like wills and legal documents of 10 pages or less. Other services are offered at a 25% discount.

Indexed Annuities

Indexed Annuities are fixed annuities that, like other types of fixed deferred annuities, provide for income payments, death benefits and tax-deferred accumulation of wealth. The major difference and one of the main advantages of indexed annuities is that indexed annuities earn interest and provide benefits that are linked to an external reference or index, such as the Dow, S&P, or NASDAQ.

When the indices go up -- your account shares in the profit. If the indices go down, there is no loss of principal. Depending on the contract, a guaranteed minimum rate of return is available.

Comprehensive Financial Planning

As an independent financial planner, I have access to many life and annuity companies to meet your needs.

Estate Planning

Since this should be a team approach, Mike would work with your other advisors to develop the most efficient cost effective plan for your estate needs.

Tax Planning

Mike would coordinate with your tax advisor to insure that your current tax needs are fulfilled in the most effective cost efficient manner.